# 112|EXCEL – Time Value of Money with PMT

**URL:** <https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158>\
**Category:** Challenges\
**Tags:** excel, beginner, financial, time-value-of-money, savings, retirement, pmt\
**Created:** [January 24, 2024, 5:18am UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158 "2024-01-24T05:18:52Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![Kyra\_Smith](https://avatars.discourse-cdn.com/v4/letter/k/aca169/32.png) [@Kyra\_Smith](https://www.techhub.training/u/Kyra_Smith)\
**Post date:** [June 28, 2024, 2:55pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/21 "2024-06-28T14:55:06Z")

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Time to complete: 45 minutes  
Difficulty: Intermediate  
This was a great challenge for Excel practice!  
[TechHub - TVM Challenge.xlsx](https://www.techhub.training/uploads/short-url/w1LIoRsNo2UsQmmv4uG6JDxvT7a.xlsx) (49.8 KB)

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**Author:** ![Gage\_Katzenell-Hall](https://avatars.discourse-cdn.com/v4/letter/g/c67d28/32.png) [@Gage\_Katzenell-Hall](https://www.techhub.training/u/Gage_Katzenell-Hall)\
**Post date:** [June 28, 2024, 3:14pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/22 "2024-06-28T15:14:44Z")

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Time to Complete: 30 Mins  
Rating: Intermediate  
[Challenge112.xlsx](https://www.techhub.training/uploads/short-url/rcz7lzWhLBIdyTJ5IOc13caYHVo.xlsx) (46.2 KB)

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**Author:** ![Frank\_Russo](https://avatars.discourse-cdn.com/v4/letter/f/a4c791/32.png) [@Frank\_Russo](https://www.techhub.training/u/Frank_Russo)\
**Post date:** [June 28, 2024, 3:21pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/23 "2024-06-28T15:21:06Z")

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Time to complete: 30 minutes  
Level: Beginner  
I completed this challenge at a basic level, but tried to challenge myself by making the table vertical based on month.  
[Present Value Table.xlsx](https://www.techhub.training/uploads/short-url/tx4tyKcJkV5EoOD0L2od29CfIO6.xlsx) (54.6 KB)

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**Author:** ![Matthew\_Culbert](https://avatars.discourse-cdn.com/v4/letter/m/c0e974/32.png) [@Matthew\_Culbert](https://www.techhub.training/u/Matthew_Culbert)\
**Post date:** [June 28, 2024, 3:32pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/24 "2024-06-28T15:32:45Z")

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[Tech Hub Challenge 112 Excel.xlsx](https://www.techhub.training/uploads/short-url/8Zr2rn126LWNA34CumvWAbF6WkV.xlsx) (71.8 KB)  
Took around 45 minutes to complete. Great Challenge!

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**Author:** ![Kaitlyn\_Irons](https://avatars.discourse-cdn.com/v4/letter/k/e47c2d/32.png) [@Kaitlyn\_Irons](https://www.techhub.training/u/Kaitlyn_Irons)\
**Post date:** [June 28, 2024, 3:55pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/25 "2024-06-28T15:55:45Z")

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Time to complete: 45 minutes  
IF statements were a little challenging  
Overall fun exercise!  
[Irons-excelchallenge.xlsx](https://www.techhub.training/uploads/short-url/3NLl1KgIfrJS7S1nObn2gYtdR4e.xlsx) (26.3 KB)

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**Author:** ![Josh\_Robinson](https://avatars.discourse-cdn.com/v4/letter/j/e9a140/32.png) [@Josh\_Robinson](https://www.techhub.training/u/Josh_Robinson)\
**Post date:** [June 28, 2024, 3:57pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/26 "2024-06-28T15:57:41Z")

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[Excel exercise.xlsx](https://www.techhub.training/uploads/short-url/nt3ycu5EnzdM8RRNMbsUmtkW5pX.xlsx) (33.3 KB)

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**Author:** ![Danny\_McGrath](https://avatars.discourse-cdn.com/v4/letter/d/bb73d2/32.png) [@Danny\_McGrath](https://www.techhub.training/u/Danny_McGrath)\
**Post date:** [June 28, 2024, 4:14pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/27 "2024-06-28T16:14:13Z")

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Took me about 25 mintues, thought it was a good refresher!

[TechHubWorkBook.xlsx](https://www.techhub.training/uploads/short-url/4z6xkp2ZaFM3yZgduSELN0WoeOj.xlsx) (46.4 KB)

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**Author:** ![Kevin\_Mowrey](https://avatars.discourse-cdn.com/v4/letter/k/3d9bf3/32.png) [@Kevin\_Mowrey](https://www.techhub.training/u/Kevin_Mowrey)\
**Post date:** [June 28, 2024, 4:35pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/28 "2024-06-28T16:35:08Z")

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[TechHub.xlsx](https://www.techhub.training/uploads/short-url/tjf3ykU4kor6FYFZi5GgydYE43H.xlsx) (15.1 KB)  
Took me about 30 minutes I thought it was very difficult.

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**Author:** ![Dylan\_Stroze](https://avatars.discourse-cdn.com/v4/letter/d/cc9497/32.png) [@Dylan\_Stroze](https://www.techhub.training/u/Dylan_Stroze)\
**Post date:** [June 28, 2024, 5:04pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/29 "2024-06-28T17:04:16Z")

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Time to complete: 30 minutes  
Challenge level: Intermediate  
Some parts were difficult, overall good exercise  
[TechHub PMT Challenge.xlsx](https://www.techhub.training/uploads/short-url/aiwg6Fihm6WPGnlqEiMOc11Ybqe.xlsx) (16.9 KB)

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**Author:** ![Jared\_DeMott](https://avatars.discourse-cdn.com/v4/letter/j/6f9a4e/32.png) [@Jared\_DeMott](https://www.techhub.training/u/Jared_DeMott)\
**Post date:** [June 28, 2024, 5:38pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/30 "2024-06-28T17:38:48Z")

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Time to Complete: 30 Mins  
Level of Difficulty: Intermediate  
I thought this was a great lesson with some cool financial metrics involved. I’ll be using this template to start planning out my retirement!

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**Author:** ![Nate\_Frankel](https://avatars.discourse-cdn.com/v4/letter/n/ee59a6/32.png) [@Nate\_Frankel](https://www.techhub.training/u/Nate_Frankel)\
**Post date:** [June 28, 2024, 5:53pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/31 "2024-06-28T17:53:23Z")

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[Techzone assignment.xlsx](https://www.techhub.training/uploads/short-url/ucrORxkAtVAbPZM68mT2YJvNDjD.xlsx) (11.8 KB)

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**Author:** ![winstonyuhm](https://avatars.discourse-cdn.com/v4/letter/w/c4cdca/32.png) [@winstonyuhm](https://www.techhub.training/u/winstonyuhm)\
**Post date:** [June 28, 2024, 6:17pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/32 "2024-06-28T18:17:03Z")

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Time to Complete: 30 minutes  
Level: Intermediate  
[ExcelChallenge112.xlsx](https://www.techhub.training/uploads/short-url/s16A71IWsBDszgnoDP3DYQrYRc3.xlsx) (82.2 KB)

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**Author:** ![Ayesha\_Zahory](https://avatars.discourse-cdn.com/v4/letter/a/a698b9/32.png) [@Ayesha\_Zahory](https://www.techhub.training/u/Ayesha_Zahory)\
**Post date:** [June 28, 2024, 6:35pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/33 "2024-06-28T18:35:47Z")

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Time to Complete: 30 minutes  
Challenge Level: Intermediate

I found this challenge to be a great exercise for learning the ins-and-outs of TVM functions in Excel. I also thought it was good practice for using if statements as well.

When I come back to this challenge, I plan to implement VBA controls to make the functionality more exciting!

[tech hub challenge.xlsx](https://www.techhub.training/uploads/short-url/7S8T7UT4JyHOnXJlyOboEvHnuy2.xlsx) (970.3 KB)

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**Author:** ![MaxBoho](https://avatars.discourse-cdn.com/v4/letter/m/ea5d25/32.png) [@MaxBoho](https://www.techhub.training/u/MaxBoho)\
**Post date:** [June 28, 2024, 6:35pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/34 "2024-06-28T18:35:48Z")

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Time: 50 minutes  
Level: Intermediate  
I got to learn more about excel functions and improved some of my basic excel skills.  
[Calculator\_Retirement.xlsx](https://www.techhub.training/uploads/short-url/wN2tUUu2gzx4phHnNpaiG4HnYlW.xlsx) (89.9 KB)

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**Author:** ![Sarah\_Donnellan](https://avatars.discourse-cdn.com/v4/letter/s/bbce88/32.png) [@Sarah\_Donnellan](https://www.techhub.training/u/Sarah_Donnellan)\
**Post date:** [June 28, 2024, 7:02pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/35 "2024-06-28T19:02:56Z")

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Time to Complete: 45 minutes  
Rating: Intermediate

This challenge helped me work on my Excel skills and learn new shortcuts.  
[Excel Challenge 112.xlsx](https://www.techhub.training/uploads/short-url/rwueb9uYk8VLhjOfy0fmswlBY2e.xlsx) (54.7 KB)

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**Author:** ![Cole\_Hoffman](https://avatars.discourse-cdn.com/v4/letter/c/7feea3/32.png) [@Cole\_Hoffman](https://www.techhub.training/u/Cole_Hoffman)\
**Post date:** [June 28, 2024, 7:28pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/36 "2024-06-28T19:28:11Z")

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30 Minutes  
Level: Beginner  
This problem helped me refresh some excel skills and functions.  
[112TVMProblem\_TechHub\_Hoffman,Cole.xlsx](https://www.techhub.training/uploads/short-url/aBGypMzg4LcIfZrE0yugdN3H7Nn.xlsx) (55.1 KB)

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**Author:** ![Sandra\_Molitor](https://avatars.discourse-cdn.com/v4/letter/s/b5e925/32.png) [@Sandra\_Molitor](https://www.techhub.training/u/Sandra_Molitor)\
**Post date:** [June 28, 2024, 7:29pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/37 "2024-06-28T19:29:48Z")

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Time to complete: 30 minutes  
Difficulty: 6/10  
This was a fun challenge with TVM and PMT function in excel!  
[112.Excel.TVM.Challenge.xlsx](https://www.techhub.training/uploads/short-url/1cjPhTGCysNZbSHeGeO6MPfvbP0.xlsx) (12.9 KB)

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**Author:** ![Joshua\_Joseph](https://avatars.discourse-cdn.com/v4/letter/j/ba8739/32.png) [@Joshua\_Joseph](https://www.techhub.training/u/Joshua_Joseph)\
**Post date:** [June 28, 2024, 7:37pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/38 "2024-06-28T19:37:49Z")

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Time to Complete: 45 minutes  
Level: Intermediate  
Hi All,  
It did take me a little longer to complete this than I was expecting but it was a great practice. Once you get the hang of the formulas, it was easy to complete. What a great practice challenge!  
[Joshua Joseph Challege 112 TechHub.xlsx](https://www.techhub.training/uploads/short-url/wdpxoHajHzHKHiFJ2LQGOcCGW1V.xlsx) (59.0 KB)

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**Author:** ![Katie\_Ferguson](https://avatars.discourse-cdn.com/v4/letter/k/eb9ed0/32.png) [@Katie\_Ferguson](https://www.techhub.training/u/Katie_Ferguson)\
**Post date:** [June 28, 2024, 7:49pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/39 "2024-06-28T19:49:07Z")

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Time to complete: 20 minutes  
Level: Intermediate

 ![Techhub Challenge](https://us1.discourse-cdn.com/flex016/uploads/weeklytechchallenge/original/2X/b/b3b7eb6424a296efc2bc7c6dd7317d2a0e4435e8.jpeg)

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**Author:** ![Mason\_Pagano](https://avatars.discourse-cdn.com/v4/letter/m/c57346/32.png) [@Mason\_Pagano](https://www.techhub.training/u/Mason_Pagano)\
**Post date:** [June 28, 2024, 8:05pm UTC](https://www.techhub.training/t/112-excel-time-value-of-money-with-pmt/2158/40 "2024-06-28T20:05:33Z")

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Time: 30 Mins  
Level: Easy  
[TechHubFile.xlsx](https://www.techhub.training/uploads/short-url/ljjgKC2TlcmEYS140knJqeo75ZJ.xlsx) (9.7 KB)

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